/* ---------------------------------------------------------
   NORDHAVN — corporate site stylesheet (sky blue)
   --------------------------------------------------------- */
:root {
  --bg: #f5f8fc;
  --surface: #ffffff;
  --navy: #0a2540;
  --navy-2: #123c63;
  --ink: #0a1929;
  --ink-2: #2a3f54;
  --muted: #6a8095;
  --line: rgba(10, 37, 64, 0.13);
  --line-soft: rgba(10, 37, 64, 0.07);
  --blue: #0b76d0;
  --blue-deep: #065ba6;
  --sky: #38bdf8;
  --tint: #e9f3fc;
  --tint-2: #f2f8fd;
  --radius: 16px;
  --radius-lg: 22px;
  --radius-sm: 10px;
  --shadow-sm: 0 6px 20px -14px rgba(10, 37, 64, 0.45);
  --shadow: 0 30px 70px -40px rgba(10, 37, 64, 0.6);
  --maxw: 1180px;
  --font-display: "Inter Tight", "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", Helvetica, Arial, sans-serif;
  --font-body: "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", Helvetica, Arial, sans-serif;
}

*,
*::before,
*::after { box-sizing: border-box; }

html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }

body {
  margin: 0;
  background: var(--bg);
  color: var(--ink);
  font-family: var(--font-body);
  font-size: 16px;
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
}

img, svg { max-width: 100%; display: block; }
.tile-media img,
.split-media img,
.hero-panel img,
.post-thumb img { width: 100%; height: 100%; object-fit: cover; }
a { color: inherit; text-decoration: none; }
button { font: inherit; }

.wrap {
  width: 100%;
  max-width: var(--maxw);
  margin-inline: auto;
  padding-inline: 28px;
}

.skip-link {
  position: absolute;
  left: -9999px;
  top: 0;
  background: var(--navy);
  color: #fff;
  padding: 12px 18px;
  z-index: 200;
  border-radius: 0 0 8px 0;
}
.skip-link:focus { left: 0; }

/* ---------- typography ---------- */
h1, h2, h3, h4 {
  font-family: var(--font-display);
  font-weight: 600;
  letter-spacing: -0.028em;
  line-height: 1.12;
  margin: 0;
  color: var(--navy);
}
h1 { font-size: clamp(2.5rem, 5.2vw, 4rem); font-weight: 600; }
h2 { font-size: clamp(1.85rem, 3.4vw, 2.7rem); }
h3 { font-size: clamp(1.15rem, 1.8vw, 1.45rem); }
p { margin: 0 0 1.1em; }
p:last-child { margin-bottom: 0; }

.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  font-size: 11px;
  font-weight: 600;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--blue);
}
.eyebrow::before {
  content: "";
  width: 22px;
  height: 2px;
  background: currentColor;
  border-radius: 2px;
}
.lead {
  font-size: clamp(1.02rem, 1.35vw, 1.15rem);
  color: var(--ink-2);
  line-height: 1.72;
}
.muted { color: var(--muted); }
.serif-italic { font-style: normal; color: var(--blue); }

/* ---------- buttons ---------- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 9px;
  padding: 13px 22px;
  border-radius: 8px;
  border: 1px solid transparent;
  font-size: 14px;
  font-weight: 500;
  letter-spacing: -0.005em;
  cursor: pointer;
  transition: background 0.2s ease, border-color 0.2s ease, color 0.2s ease, transform 0.2s ease, box-shadow 0.2s ease;
  white-space: nowrap;
}
.btn:hover { transform: translateY(-1px); }
.btn-dark { background: var(--navy); color: #fff; }
.btn-dark:hover { background: var(--navy-2); box-shadow: 0 10px 24px -16px rgba(10, 37, 64, 0.9); }
.btn-accent { background: var(--blue); color: #fff; }
.btn-accent:hover { background: var(--blue-deep); }
.btn-outline { border-color: var(--line); color: var(--navy); background: var(--surface); }
.btn-outline:hover { border-color: var(--blue); color: var(--blue); }
.btn-light { background: rgba(255, 255, 255, 0.1); color: #fff; border-color: rgba(255, 255, 255, 0.25); }
.btn-light:hover { background: rgba(255, 255, 255, 0.18); }
.btn-block { width: 100%; }
.btn-sm { padding: 9px 15px; font-size: 13px; }

.link-arrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 13.5px;
  font-weight: 500;
  color: var(--blue);
  padding-bottom: 3px;
  border-bottom: 1px solid rgba(11, 118, 208, 0.25);
  transition: gap 0.2s ease, border-color 0.2s ease;
}
.link-arrow:hover { gap: 14px; border-color: var(--blue); }

/* ---------- header ---------- */
.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(255, 255, 255, 0.92);
  backdrop-filter: saturate(180%) blur(12px);
  border-bottom: 1px solid var(--line-soft);
  transition: box-shadow 0.25s ease, border-color 0.25s ease;
}
.site-header.is-stuck {
  border-bottom-color: var(--line);
  box-shadow: 0 10px 30px -26px rgba(10, 37, 64, 0.7);
}
.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  min-height: 74px;
}
.brand {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  font-family: var(--font-display);
  font-size: 18px;
  font-weight: 600;
  letter-spacing: 0.09em;
  color: var(--navy);
  line-height: 1;
  text-transform: uppercase;
}
.brand-text { display: block; }
.brand-text small {
  display: block;
  font-family: var(--font-body);
  font-size: 9px;
  letter-spacing: 0.14em;
  color: var(--muted);
  font-weight: 500;
  margin-top: 6px;
  text-transform: uppercase;
}
.brand-mark {
  width: 30px;
  height: 30px;
  border-radius: 8px;
  background: linear-gradient(135deg, var(--blue) 0%, #0a9fe0 100%);
  display: grid;
  place-items: center;
  color: #fff;
  font-size: 15px;
  font-weight: 600;
  letter-spacing: 0;
  flex: 0 0 auto;
}
.nav { display: flex; align-items: center; gap: 26px; }
.nav a {
  font-size: 13.5px;
  color: var(--ink-2);
  padding: 6px 0;
  position: relative;
  transition: color 0.2s ease;
}
.nav a::after {
  content: "";
  position: absolute;
  left: 0;
  bottom: -2px;
  width: 0;
  height: 2px;
  border-radius: 2px;
  background: var(--blue);
  transition: width 0.25s ease;
}
.nav a:hover { color: var(--navy); }
.nav a:hover::after, .nav a[aria-current="page"]::after { width: 100%; }
.nav a[aria-current="page"] { color: var(--navy); font-weight: 500; }
.header-actions { display: flex; align-items: center; gap: 10px; }

.nav-toggle {
  display: none;
  width: 40px;
  height: 40px;
  border-radius: 8px;
  border: 1px solid var(--line);
  background: var(--surface);
  cursor: pointer;
  align-items: center;
  justify-content: center;
}
.nav-toggle span {
  display: block;
  width: 15px;
  height: 1.5px;
  background: var(--navy);
  position: relative;
}
.nav-toggle span::before,
.nav-toggle span::after {
  content: "";
  position: absolute;
  left: 0;
  width: 15px;
  height: 1.5px;
  background: var(--navy);
}
.nav-toggle span::before { top: -5px; }
.nav-toggle span::after { top: 5px; }

/* ---------- announcement ---------- */
.announce {
  background: var(--navy);
  color: #c9dcee;
  font-size: 12px;
  letter-spacing: 0.03em;
}
.announce .wrap {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 16px;
  min-height: 38px;
  text-align: center;
  flex-wrap: wrap;
}
.announce b { color: #fff; font-weight: 500; }
.announce .dot { width: 3px; height: 3px; border-radius: 50%; background: rgba(255, 255, 255, 0.35); }

/* ---------- hero ---------- */
.hero {
  position: relative;
  overflow: hidden;
  padding: clamp(48px, 6vw, 84px) 0 clamp(48px, 6vw, 76px);
  background:
    radial-gradient(900px 520px at 82% -10%, rgba(56, 189, 248, 0.18), transparent 60%),
    linear-gradient(180deg, #ffffff 0%, #f2f8fd 100%);
  border-bottom: 1px solid var(--line-soft);
}
.hero-grid {
  position: relative;
  display: grid;
  grid-template-columns: 1.04fr 0.96fr;
  gap: clamp(32px, 5vw, 64px);
  align-items: center;
}
.hero-grid > * { min-width: 0; }
.split > *,
.legal-layout > *,
.contact-grid > *,
.markets > *,
.newsletter > *,
.field-row > * { min-width: 0; }
.table-scroll { max-width: 100%; }
.hero h1 { margin: 20px 0 20px; }
.hero h1 em { font-style: normal; color: var(--blue); }
.hero-copy .lead { max-width: 47ch; }
.hero-cta { display: flex; flex-wrap: wrap; gap: 10px; margin-top: 30px; }
.hero-meta {
  display: flex;
  flex-wrap: wrap;
  gap: 32px;
  margin-top: 44px;
  padding-top: 26px;
  border-top: 1px solid var(--line);
}
.hero-meta div strong {
  display: block;
  font-family: var(--font-display);
  font-size: 26px;
  font-weight: 600;
  letter-spacing: -0.02em;
  color: var(--navy);
  font-variant-numeric: tabular-nums;
}
.hero-meta div span { font-size: 12px; color: var(--muted); }

.hero-art { position: relative; padding-bottom: 26px; }
.hero-panel {
  position: relative;
  aspect-ratio: 4 / 4;
  width: 100%;
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow);
  background: var(--tint);
}
.hero-panel img { object-position: center; }
.hero-panel::after {
  content: "";
  position: absolute;
  inset: 0;
  box-shadow: inset 0 0 0 1px rgba(10, 37, 64, 0.08);
  border-radius: inherit;
}
.hero-caption {
  position: absolute;
  left: -18px;
  bottom: 0;
  background: var(--surface);
  border: 1px solid var(--line-soft);
  border-radius: var(--radius-sm);
  padding: 14px 18px;
  box-shadow: var(--shadow-sm);
  display: flex;
  gap: 12px;
  align-items: center;
  max-width: 320px;
}
.hero-caption i {
  width: 30px;
  height: 30px;
  border-radius: 8px;
  background: var(--tint);
  color: var(--blue);
  display: grid;
  place-items: center;
  font-style: normal;
  font-size: 13px;
  flex: 0 0 auto;
}
.hero-caption strong { display: block; font-size: 12.5px; font-weight: 600; color: var(--navy); }
.hero-caption span { font-size: 11.5px; color: var(--muted); line-height: 1.45; display: block; }

/* ---------- pillars ---------- */
.pillars { background: var(--surface); border-bottom: 1px solid var(--line-soft); }
.pillars .wrap {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 0;
  padding-block: 30px;
}
.pillar {
  display: flex;
  gap: 16px;
  padding: 6px 32px;
  border-left: 1px solid var(--line-soft);
}
.pillar:first-child { padding-left: 0; border-left: 0; }
.pillar .num {
  font-family: var(--font-display);
  font-size: 12px;
  font-weight: 600;
  color: var(--blue);
  letter-spacing: 0.06em;
  padding-top: 2px;
}
.pillar strong { display: block; font-size: 14px; font-weight: 600; color: var(--navy); margin-bottom: 4px; }
.pillar span { font-size: 13px; color: var(--muted); line-height: 1.6; }

/* ---------- sections ---------- */
.section { padding: clamp(56px, 7vw, 96px) 0; }
.section-alt { background: var(--surface); border-block: 1px solid var(--line-soft); }
.section-head {
  display: flex;
  align-items: flex-end;
  justify-content: space-between;
  gap: 32px;
  margin-bottom: 42px;
  flex-wrap: wrap;
}
.section-head p { max-width: 50ch; color: var(--muted); margin: 14px 0 0; }
.section-head h2 { margin-top: 14px; }

/* ---------- collection tiles ---------- */
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
.tile-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 26px; }
.tile { display: flex; flex-direction: column; }
.tile-media {
  position: relative;
  aspect-ratio: 4 / 4.2;
  border-radius: var(--radius);
  overflow: hidden;
  background: var(--tint);
}
.tile-media::after {
  content: "";
  position: absolute;
  inset: 0;
  box-shadow: inset 0 0 0 1px rgba(10, 37, 64, 0.08);
  border-radius: inherit;
  pointer-events: none;
}
.tile-media img { transition: transform 0.7s cubic-bezier(0.2, 0.7, 0.2, 1); }
.tile:hover .tile-media img { transform: scale(1.035); }
.tile-body { padding-top: 18px; }
.tile-body h3 { font-size: 21px; margin-bottom: 8px; }
.tile-body p { font-size: 14px; color: var(--muted); max-width: 42ch; }
.tile-meta {
  display: flex;
  gap: 6px 16px;
  flex-wrap: wrap;
  margin-top: 14px;
  font-size: 10.5px;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--muted);
  font-weight: 500;
}
.tile-meta i { font-style: normal; display: inline-flex; align-items: center; gap: 7px; }
.tile-meta i::before { content: ""; width: 4px; height: 4px; border-radius: 50%; background: var(--blue); }

/* ---------- split ---------- */
.split {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: clamp(28px, 5vw, 68px);
  align-items: center;
}
.split-media {
  border-radius: var(--radius-lg);
  overflow: hidden;
  aspect-ratio: 5 / 5.4;
  box-shadow: var(--shadow-sm);
  position: relative;
}
.split-media::after {
  content: "";
  position: absolute;
  inset: 0;
  box-shadow: inset 0 0 0 1px rgba(10, 37, 64, 0.08);
  border-radius: inherit;
}
.split-copy h2 { margin: 16px 0 18px; }
.media-caption {
  position: absolute;
  left: 16px;
  bottom: 16px;
  z-index: 2;
  background: rgba(255, 255, 255, 0.94);
  backdrop-filter: blur(6px);
  border-radius: 8px;
  padding: 8px 12px;
  font-size: 11.5px;
  font-weight: 500;
  color: var(--navy);
  display: inline-flex;
  align-items: center;
  gap: 8px;
  letter-spacing: 0.01em;
}
.media-caption::before {
  content: "";
  width: 5px;
  height: 5px;
  border-radius: 50%;
  background: var(--blue);
}
.stat-row {
  display: flex;
  gap: 34px;
  margin-top: 32px;
  flex-wrap: wrap;
  padding-top: 26px;
  border-top: 1px solid var(--line);
}
.stat-row strong {
  font-family: var(--font-display);
  font-size: 28px;
  display: block;
  font-weight: 600;
  letter-spacing: -0.02em;
  color: var(--navy);
  font-variant-numeric: tabular-nums;
}
.stat-row span { font-size: 12px; color: var(--muted); }

.band-dark {
  background: var(--navy);
  color: #d3e2f0;
  position: relative;
  overflow: hidden;
}
.band-dark::before {
  content: "";
  position: absolute;
  inset: 0;
  background: radial-gradient(700px 400px at 88% 10%, rgba(56, 189, 248, 0.2), transparent 62%);
  pointer-events: none;
}
.band-dark .wrap { position: relative; }
.band-dark .eyebrow { color: var(--sky); }
.band-dark h2 { color: #fff; }
.band-dark .lead { color: #aec6db; }
.band-dark .section-head p { color: #93aec6; }
.band-dark .stat-row { border-color: rgba(255, 255, 255, 0.14); }
.band-dark .stat-row strong { color: #fff; }
.band-dark .stat-row span { color: #93aec6; }
.band-dark .split-media { box-shadow: 0 30px 60px -40px #000; }

/* ---------- markets ---------- */
.markets {
  display: grid;
  grid-template-columns: 1.02fr 0.98fr;
  gap: clamp(24px, 4vw, 48px);
  align-items: stretch;
}
.market-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1px;
  background: var(--line-soft);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  overflow: hidden;
}
.market-cell { background: var(--surface); padding: 24px; }
.market-cell strong {
  display: block;
  font-family: var(--font-display);
  font-size: 30px;
  font-weight: 600;
  line-height: 1.1;
  letter-spacing: -0.03em;
  color: var(--navy);
  font-variant-numeric: tabular-nums;
}
.market-cell span {
  font-size: 10.5px;
  color: var(--muted);
  letter-spacing: 0.1em;
  text-transform: uppercase;
  font-weight: 500;
}

.market-card {
  border-radius: var(--radius);
  overflow: hidden;
  background: var(--surface);
  border: 1px solid var(--line-soft);
  display: flex;
  flex-direction: column;
}
.market-card .body { padding: 30px; }
.market-card .body h3 { font-size: 19px; margin-bottom: 8px; }
.market-card .body p { font-size: 14px; color: var(--muted); }
.hub-list { list-style: none; margin: 20px 0 0; padding: 0; }
.hub-list li {
  display: flex;
  align-items: center;
  gap: 14px;
  padding: 13px 0;
  border-top: 1px solid var(--line-soft);
}
.hub-list li > span {
  font-family: var(--font-display);
  font-size: 10.5px;
  font-weight: 600;
  letter-spacing: 0.08em;
  color: var(--blue);
  background: var(--tint);
  border-radius: 6px;
  padding: 7px 8px;
  flex: 0 0 auto;
}
.hub-list strong { display: block; font-size: 13.5px; font-weight: 600; color: var(--navy); }
.hub-list em { font-style: normal; font-size: 12.5px; color: var(--muted); }

/* ---------- quotes ---------- */
.quotes { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.quote {
  background: var(--surface);
  border: 1px solid var(--line-soft);
  border-radius: var(--radius);
  padding: 28px;
  display: flex;
  flex-direction: column;
  gap: 16px;
  transition: box-shadow 0.25s ease, transform 0.25s ease, border-color 0.25s ease;
}
.quote:hover { box-shadow: var(--shadow-sm); border-color: var(--line); transform: translateY(-2px); }
.quote blockquote {
  margin: 0;
  font-family: var(--font-display);
  font-size: 17.5px;
  line-height: 1.5;
  letter-spacing: -0.015em;
  color: var(--navy);
  font-weight: 500;
}
.quote cite {
  margin-top: auto;
  font-style: normal;
  font-size: 10.5px;
  letter-spacing: 0.13em;
  text-transform: uppercase;
  color: var(--muted);
  font-weight: 500;
}

/* ---------- journal ---------- */
.journal { display: grid; grid-template-columns: repeat(3, 1fr); gap: 26px; }
.post { display: flex; flex-direction: column; gap: 14px; }
.post-thumb {
  aspect-ratio: 4 / 3;
  border-radius: var(--radius);
  overflow: hidden;
  background: var(--tint);
  position: relative;
}
.post-thumb::after {
  content: "";
  position: absolute;
  inset: 0;
  box-shadow: inset 0 0 0 1px rgba(10, 37, 64, 0.08);
  border-radius: inherit;
}
.post-thumb img { transition: transform 0.7s cubic-bezier(0.2, 0.7, 0.2, 1); }
.post:hover .post-thumb img { transform: scale(1.035); }
.post .meta { font-size: 10.5px; letter-spacing: 0.12em; text-transform: uppercase; color: var(--blue); font-weight: 500; }
.post h3 { font-size: 19px; line-height: 1.3; }
.post p { font-size: 14px; color: var(--muted); }

/* ---------- logo strip ---------- */
.logo-strip { border-block: 1px solid var(--line-soft); background: var(--surface); }
.logo-strip .wrap {
  display: flex;
  align-items: center;
  gap: clamp(24px, 5vw, 56px);
  flex-wrap: wrap;
  justify-content: center;
  padding-block: 26px;
}
.logo-strip span {
  font-family: var(--font-display);
  font-size: 14px;
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--navy);
  opacity: 0.35;
}

/* ---------- newsletter / cta ---------- */
.newsletter {
  background: linear-gradient(180deg, #ffffff 0%, #f4f9fe 100%);
  border: 1px solid var(--line-soft);
  border-radius: var(--radius-lg);
  padding: clamp(30px, 4.5vw, 52px);
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 30px;
  align-items: center;
}
.newsletter h2 { margin-bottom: 10px; }
.form-row { display: flex; gap: 10px; flex-wrap: wrap; }
.form-row input[type="email"] { flex: 1 1 220px; }
input, select, textarea {
  width: 100%;
  padding: 12px 14px;
  border-radius: 8px;
  border: 1px solid var(--line);
  background: var(--surface);
  font: inherit;
  font-size: 14px;
  color: var(--ink);
  transition: border-color 0.2s ease, box-shadow 0.2s ease;
}
textarea { min-height: 130px; resize: vertical; }
input:focus, select:focus, textarea:focus {
  outline: none;
  border-color: var(--blue);
  box-shadow: 0 0 0 3px rgba(11, 118, 208, 0.14);
}
.form-note { font-size: 12px; color: var(--muted); margin-top: 12px; }
.form-note a { text-decoration: underline; text-underline-offset: 2px; }

/* ---------- footer ---------- */
.site-footer { background: var(--navy); color: #b9cbdc; }
.footer-top { padding: clamp(48px, 6vw, 72px) 0 38px; }
.footer-grid {
  display: grid;
  grid-template-columns: 1.7fr 1fr 1fr 1.1fr;
  gap: 36px;
}
.footer-brand .brand { color: #fff; }
.footer-brand .brand small { color: #7e97ad; }
.footer-brand .brand-mark { background: linear-gradient(135deg, #1a9be0, #38bdf8); }
.footer-brand p { margin-top: 18px; font-size: 13.5px; line-height: 1.7; max-width: 34ch; color: #93aec6; }
.footer-col h4 {
  font-family: var(--font-body);
  font-size: 10.5px;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: #7e97ad;
  margin-bottom: 16px;
  font-weight: 600;
}
.footer-col a, .footer-col p { display: block; font-size: 13.5px; line-height: 2.05; color: #b9cbdc; }
.footer-col a:hover { color: #fff; }
.footer-bottom {
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  padding: 22px 0 30px;
  display: flex;
  justify-content: space-between;
  gap: 20px;
  flex-wrap: wrap;
  font-size: 12px;
  color: #7e97ad;
}
.footer-bottom a:hover { color: #cfdeeb; }
.pay-line { display: flex; gap: 14px; flex-wrap: wrap; align-items: center; }
.pay-line span { font-size: 10.5px; letter-spacing: 0.1em; text-transform: uppercase; color: #7e97ad; }
.pay-line b { color: #cfdeeb; font-weight: 500; font-size: 12px; }

/* ---------- inner page hero ---------- */
.page-hero {
  padding: clamp(44px, 6vw, 74px) 0 clamp(30px, 4vw, 42px);
  background:
    radial-gradient(700px 400px at 88% -20%, rgba(56, 189, 248, 0.16), transparent 62%),
    linear-gradient(180deg, #ffffff 0%, #f4f9fe 100%);
  border-bottom: 1px solid var(--line-soft);
}
.page-hero h1 { font-size: clamp(2.1rem, 4.2vw, 3.2rem); margin: 14px 0 16px; }
.page-hero .lead { max-width: 64ch; }
.breadcrumb { font-size: 12px; color: var(--muted); display: flex; gap: 8px; flex-wrap: wrap; }
.breadcrumb a:hover { color: var(--blue); }
.meta-pill {
  display: inline-flex;
  gap: 8px;
  align-items: center;
  padding: 6px 13px;
  border-radius: 999px;
  border: 1px solid var(--line);
  background: var(--surface);
  font-size: 11.5px;
  color: var(--ink-2);
  margin-top: 20px;
}

/* ---------- legal ---------- */
.legal-layout {
  display: grid;
  grid-template-columns: 232px 1fr;
  gap: clamp(28px, 5vw, 66px);
  padding: clamp(40px, 5vw, 62px) 0 clamp(60px, 7vw, 92px);
  align-items: start;
}
.toc {
  position: sticky;
  top: 100px;
  font-size: 13px;
  border-left: 2px solid var(--tint);
  padding-left: 18px;
}
.toc h4 {
  font-family: var(--font-body);
  font-size: 10.5px;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--muted);
  margin-bottom: 12px;
  font-weight: 600;
}
.toc a { display: block; padding: 5px 0; color: var(--muted); line-height: 1.5; }
.toc a:hover { color: var(--blue); }
.prose { max-width: 74ch; }
.prose h2 {
  font-size: clamp(1.3rem, 2vw, 1.6rem);
  margin: 42px 0 12px;
  scroll-margin-top: 100px;
  padding-top: 6px;
}
.prose h2:first-child { margin-top: 0; }
.prose h3 { font-family: var(--font-body); font-size: 15px; font-weight: 600; letter-spacing: 0; margin: 24px 0 8px; color: var(--navy); }
.prose p, .prose li { color: var(--ink-2); font-size: 15px; line-height: 1.75; }
.prose ul, .prose ol { padding-left: 20px; margin: 0 0 1.1em; }
.prose li { margin-bottom: 7px; }
.prose a { color: var(--blue); text-decoration: underline; text-underline-offset: 2px; }
.prose strong { color: var(--navy); font-weight: 600; }
.callout {
  background: var(--surface);
  border: 1px solid var(--line-soft);
  border-left: 3px solid var(--blue);
  border-radius: 0 var(--radius-sm) var(--radius-sm) 0;
  padding: 20px 24px;
  margin: 26px 0;
  font-size: 14.5px;
  color: var(--ink-2);
}
.callout p:last-child { margin-bottom: 0; }
table {
  width: 100%;
  border-collapse: collapse;
  margin: 22px 0;
  font-size: 14px;
  background: var(--surface);
  border-radius: var(--radius-sm);
  overflow: hidden;
  border: 1px solid var(--line-soft);
}
th, td { text-align: left; padding: 13px 16px; border-bottom: 1px solid var(--line-soft); vertical-align: top; }
th {
  font-size: 10.5px;
  letter-spacing: 0.09em;
  text-transform: uppercase;
  color: var(--ink-2);
  font-weight: 600;
  background: var(--tint-2);
}
tbody tr:last-child td { border-bottom: 0; }
.table-scroll { overflow-x: auto; }

/* ---------- contact ---------- */
.contact-grid {
  display: grid;
  grid-template-columns: 0.9fr 1.1fr;
  gap: clamp(28px, 5vw, 60px);
  padding-block: clamp(40px, 5vw, 66px) clamp(60px, 7vw, 92px);
  align-items: start;
}
.contact-cards { display: grid; gap: 12px; }
.contact-card {
  background: var(--surface);
  border: 1px solid var(--line-soft);
  border-radius: var(--radius-sm);
  padding: 22px 24px;
}
.contact-card h3 { font-family: var(--font-body); font-size: 14px; font-weight: 600; letter-spacing: 0; margin-bottom: 6px; }
.contact-card p { font-size: 14px; color: var(--ink-2); margin: 0; }
.contact-card a { color: var(--blue); text-decoration: underline; text-underline-offset: 2px; }
.form-card {
  background: var(--surface);
  border: 1px solid var(--line-soft);
  border-radius: var(--radius);
  padding: clamp(24px, 4vw, 40px);
  box-shadow: var(--shadow-sm);
}
.field { margin-bottom: 16px; }
.field label { display: block; font-size: 11.5px; letter-spacing: 0.06em; text-transform: uppercase; color: var(--muted); margin-bottom: 7px; font-weight: 600; }
.field-row { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }

/* ---------- accordion ---------- */
details.acc { border-bottom: 1px solid var(--line-soft); padding: 2px 0; }
details.acc summary {
  cursor: pointer;
  padding: 17px 0;
  font-size: 15px;
  font-weight: 500;
  color: var(--navy);
  list-style: none;
  display: flex;
  justify-content: space-between;
  gap: 16px;
  align-items: center;
}
details.acc summary::-webkit-details-marker { display: none; }
details.acc summary::after {
  content: "+";
  font-size: 17px;
  color: var(--blue);
  transition: transform 0.2s ease;
}
details.acc[open] summary::after { transform: rotate(45deg); }
details.acc .acc-body { padding: 0 0 18px; font-size: 14.5px; color: var(--ink-2); max-width: 68ch; }

/* ---------- misc ---------- */
.pill-row { display: flex; gap: 8px; flex-wrap: wrap; }
.pill {
  font-size: 11px;
  border: 1px solid var(--line);
  border-radius: 999px;
  padding: 5px 11px;
  color: var(--ink-2);
  letter-spacing: 0.02em;
}
.note-box {
  background: var(--tint-2);
  border: 1px solid var(--line-soft);
  border-radius: var(--radius-sm);
  padding: 22px 26px;
  font-size: 13.5px;
  color: var(--ink-2);
  margin-top: 30px;
}
.toast {
  position: fixed;
  left: 50%;
  bottom: 26px;
  transform: translate(-50%, 20px);
  background: var(--navy);
  color: #fff;
  padding: 13px 22px;
  border-radius: 8px;
  font-size: 13px;
  opacity: 0;
  pointer-events: none;
  transition: opacity 0.22s ease, transform 0.22s ease;
  z-index: 300;
  box-shadow: var(--shadow);
}
.toast.is-on { opacity: 1; transform: translate(-50%, 0); }

/* ---------- responsive ---------- */
@media (max-width: 1020px) {
  .nav { display: none; }
  .nav-toggle { display: inline-flex; }
  .site-header.menu-open .nav {
    display: flex;
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    background: var(--surface);
    flex-direction: column;
    align-items: flex-start;
    gap: 2px;
    padding: 12px 28px 22px;
    border-bottom: 1px solid var(--line-soft);
    box-shadow: 0 20px 40px -30px rgba(10, 37, 64, 0.6);
  }
  .site-header.menu-open .nav a { width: 100%; padding: 11px 0; font-size: 15px; }
  .hero-grid { grid-template-columns: 1fr; }
  .hero-art { order: -1; padding-bottom: 22px; }
  .hero-panel { aspect-ratio: 16 / 11; }
  .pillars .wrap { grid-template-columns: 1fr; gap: 0; }
  .pillar { padding: 16px 0; border-left: 0; border-top: 1px solid var(--line-soft); }
  .pillar:first-child { border-top: 0; }
  .tile-grid { grid-template-columns: 1fr 1fr; }
  .grid-3 { grid-template-columns: 1fr; }
  .split, .contact-grid, .newsletter, .markets { grid-template-columns: 1fr; }
  .quotes, .journal { grid-template-columns: 1fr; }
  .legal-layout { grid-template-columns: 1fr; }
  .toc { position: static; border-left: 0; border-top: 1px solid var(--line); padding: 16px 0 0; }
  .toc a { display: inline-block; margin-right: 14px; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 620px) {
  .wrap { padding-inline: 20px; }
  .header-actions .btn { display: none; }
  .tile-grid { grid-template-columns: 1fr; }
  .hero-panel { aspect-ratio: 4 / 3; }
  .hero-caption { left: 0; }
  .hero-meta { gap: 20px; }
  .field-row { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
  .footer-bottom { flex-direction: column; }
  .announce .wrap { gap: 8px; font-size: 11px; }
  .announce .dot { display: none; }
  .market-grid { grid-template-columns: 1fr; }
}